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DFIRM Adoption

DFIRM Adoption (pdf)

Important Notice to ALL Residents of the City of D’Iberville

Flood Insurance ● Digital Flood Insurance Rate Maps (DFIRMs) ● Flood Insurance Rate Maps (FIRMs)

FEMA (Federal Emergency Management Agency) administers the National Flood Insurance Program (NFIP).  The NFIP offers reasonablypriced flood insurance in communities that comply with minimum standards for Floodplain Management.

We look forward to serving all members of our community to work toward flood loss reduction, facilitating an accurate insurance rating, and to promote awareness of flood hazards and flood insurance. The City of D’Iberville strives to deliver the best service possible and we are doing this with the NFIP.

As you may know, the DFIRMs reflect changes to the boundaries of the Special Flood Hazard Areas (SFHAs) and to the Base Flood Elevations (BFEs) within our community.  As of June 16, 2009 the new DFIRMs are the current-effective FIRMs within the City of D’Iberville.

With these changes, your home may be within a SFHA; or the BFE of an existing SFHA may have increased.  We greatly encourage you to purchase flood insurance if your home changes to a SFHA.  Note: Mortgage companies do require any homeowner to have an effective flood insurance policy.  And in addition, please remember that any damage caused by flooding will only be covered by flood insurance regardlessof whether your home is within a SFHA or not.

Here are some facts about Flood Insurance:

  • Homeowners, business owners, and renters all can purchase flood insurance; as long as their community participates in the NFIP.
  • Homeowner’s insurance policies do NOT cover flood losses.
  • Flood insurance is available from any licensed insurance agent or through the NFIP by calling 1.800.427.4661 or 1.866.925.8789
  • The cost will be determined in part by whether your home is within the floodplain, also known as a SFHA.

For more information on determining your flood risk, finding an agent, or estimating your own premiums visit Floodsmart.gov

Furthermore, please be aware, that Hurricane Season began June 1st. In most cases, there is a 30-day waiting period before flood insurance takes effect; so be prepared.

Again, with these changes, your home may be within a SFHA; or the BFE of an existing SFHA may have increased.  Therefore, at your convenience, please contact the Building Division of the City of D’Iberville so that we may assist in determining your flood risk.

We are striving to deliver the best.

David A ‘Hank’ Rogers CBO/CFM, Building Official 10419 Automall Parkway ∙ PO Box 6519 D’Iberville, MS 39540-6519

Contact: 228.392.9278   Fax: 228.392.9368